Business Wire Transfers With Template

Wire templates provide an efficient solution for businesses that send high volumes of one-time wire payments, saving them time on manual entry while ensuring recipient and transaction information is accurate with each wire transfer. Unlike saved recipients, wire templates store additional transaction details, such as the funding account, wire amount, and wire reason.

If your institution has wire templates enabled, your business users have the ability to send wires with or without a template. Please contact your Narmi Relationship Manager to enable wire templates.

The following instructions are for business users wiring money with a template. To wire without a template, go to Business Wire Transfers Without Template. For consumers, go to Consumer Wire Transfers. For more information on how Narmi handles wire transfers, go to About Wires.

Note: Our Digital Banking product only supports domestic wire transfers, not international wire transfers.

In this article:

• For Web

• For Mobile

Wire Money with a Template for Web

To wire money with a template via the web app:

1. From the Transfers page, select Wire.
   

   

   
   

2. Select Send via template.

   

3. Select an existing template and add the required Wire details. The fields under Wire details will vary depending on the template but could be Memo, Amount, and/or Wire reason. To see template details, select the down arrow on the template. If this is your first time using templates, you are prompted to Set up a template. To create a new template, go to Manage Wire Templates.
   
   Below the Memo field, select View your wire transfer limits and disclosures to learn about wire fees or limits. This may also include cut-off times for same-day wire processing. For information on limits, go to Transfer Limits. For instructions on editing disclosures, go to Transfer Disclosures.
   
   Select Next.

   

4. If your institution has two-factor authentication enabled for wires, the next page requires identity verification by entering a verification code. Select a method of verification, then select Continue. Follow the prompt on the next page to enter the code that appears on the trusted device.
   If your institution would like to enable two-factor authentication for wires, go to the Admin Platform under Institution Settings > Elevated Authentication Mode Required for Wires. You can also configure how long the user has to complete two-factor authentication before they are prompted again. The default is 60 seconds, and you can configure this under Institution Settings > Elevated Authentication Mode Duration.

   

   
   

5. Review the wire information, and if everything looks correct, select Submit. A confirmation message appears if the wire was sent successfully.

   

Wire Money with a Template for Mobile

To wire money without a template via the mobile app:

1. From the Transfers page on the mobile app, select Wire.

   

2. Select Send via template and Continue.
   

3. Select an existing template and select Continue. To see template details, select the down arrow on the template. If this is your first time using templates, you are prompted to Set up a template. To create a new template, go to Manage Wire Templates.

   

4. If your institution has two-factor authentication enabled for wires, the next page requires identity verification by entering a verification code. Select a method of verification, then select Send code.

   

   
   Follow the prompt on the next page to enter the code that appears on the trusted device.
   If your institution would like to enable two-factor authentication for wires, go to the Admin Platform under Institution Settings > Elevated Authentication Mode Required for Wires. You can also configure how long the user has to complete two-factor authentication before they are prompted again. The default is 60 seconds, and you can configure this under Institution Settings > Elevated Authentication Mode Duration.

   
   

5. Review the wire information, and if everything looks correct, select Submit or Submit for approval (if your institution has Dual Approvals enabled). A confirmation message appears if the wire was sent successfully.