Wire templates provide an efficient solution for businesses that send high volumes of one-time wire payments, saving them time on manual entry while ensuring recipient and transaction information is accurate with each wire transfer. Unlike saved recipients, wire templates store additional transaction details, such as the funding account, wire amount, and wire reason.
If your institution has wire templates enabled, your business users can send wires with or without a template. Please contact your Narmi Relationship Manager to enable wire templates.
The following instructions are for business users wiring money with a template. To wire without a template, go to Business Wire Transfers Without Template. For consumers, go to Consumer Wire Transfers. For more information on how Narmi handles wire transfers, go to About Wires.
Note: Narmi Banking only supports domestic wire transfers, not international wire transfers.
In this article:
Wire Money with a Template for Web
To wire money with a template via the web app:
From the Transfer page, select Wire.
Select Send via template.
Select an existing template and add the required Wire details. The fields under Wire details will vary depending on the template but could show one or more of the following fields if the template allows the user to enter values. Note: These fields will not display if the values were saved in the template.
Wire reason – Select a reason for the wire. To customize wire reasons, go to Narmi Command under Configurations > Institution Settings > Wire Reason Types. To view the wire reason for a transaction, go to Narmi Command under Transactions > Wire manager and select the transaction row to see wire details.
The default wire reasons are:Dividends
Interest payment on loan
Investments
Non-dividends distributions
Payments for products
Payments for services
Purchase of real estate
Rent
Return of loan principal
Transfer between own accounts
Other
Amount – Enter the amount of the transaction. Wire transfer limits can be applied for individuals or organizations via segmentation. For more information, go to Transfer Limits.
Memo – Enter a note about the transaction (up to 140 characters)
To see template details, select the down arrow on the template. If this is your first time using templates, you are prompted to Set up a template. To create a new template or edit an existing template, go to Manage Wire Templates.
Below the Memo field, select View your wire transfer limits and disclosures to learn about wire fees or limits. This may also include cut-off times for same-day wire processing. For information on limits, go to Transfer Limits. For instructions on editing disclosures, go to Transfer Disclosures.
Select Next.
If your institution has two-factor authentication enabled for wires, the next page requires identity verification by entering a verification code. Select a method of verification, then select Continue. Follow the prompt on the next page to enter the code that appears on the trusted device.
If your institution wants to enable or disable two-factor authentication for wires, go to Narmi Command under Institution Settings > Features Requiring Elevated Authentication > Wires. You can also configure how long the user has to complete two-factor authentication before they are prompted again. The default is 60 seconds, and you can configure this under Institution Settings > Elevated Authentication Mode Duration. For more information, go to Elevated Authentication.
Review the wire information, and if everything looks correct, select Submit. A confirmation message appears if the wire was sent successfully.
Wire Money with a Template for Mobile
To wire money without a template via the mobile app:
From the Transfer page on the mobile app, select Wire.
Select Send via template and Continue.
Select an existing template and select Continue. To see template details, select the down arrow on the template. If this is your first time using templates, you are prompted to Set up a template. To create a new template, go to Manage Wire Templates.
If your institution has two-factor authentication enabled for wires, the next page requires identity verification by entering a verification code. Select a method of verification, then select Send code.
Follow the prompt on the next page to enter the code that appears on the trusted device.
If your institution wants to enable or disable two-factor authentication for wires, go to Narmi Command under Institution Settings > Features Requiring Elevated Authentication > Wires. You can also configure how long the user has to complete two-factor authentication before they are prompted again. The default is 60 seconds, and you can configure this under Institution Settings > Elevated Authentication Mode Duration. For more information, go to Elevated Authentication.Review the wire information, and if everything looks correct, select Submit or Submit for approval (if your institution has Dual Approvals enabled). A confirmation message appears if the wire was sent successfully.
