My Accounts Mobile Settings

This article explains the options available in the My accounts section of the More menu in the mobile app.

In this article:

• Profile - Consumer
• Profile - Business
• Cards
• Alerts
• Transactions
• Statements
• Manage Recipients
• Linked Accounts
• Go Paperless

Profile - Consumer

For consumers, depending on your institution's configuration, the Profile page can have two tabs—"Contact info" and "Membership." To configure whether your users can view/edit their contact info or not, please contact your Narmi Relationship Manager.

Contact Info

Depending on your institution's configuration, in the "Contact info" tab, users can update the username, email address, residential address, mailing address, and phone number associated with their account. Select Edit next to the appropriate field to make changes. The residential and mailing address is only in the "Contact info" section for customers, not businesses (see Profile - Business below). The mailing address shows only if enabled in Institution Settings > Has Mailing Address. 

When changing their phone number, if the user intends to use the new phone as a two-factor authentication device, they must add it in More > Login & Security > Two-factor authentication. The new phone number is saved to the core for consumer users, but only if your institution's core supports phone numbers.

When changing their email address, users receive an email with a confirmation link at the new email address. Users must confirm the new email via the link to save the new email address to their profile. The new email address will be saved to the core, if your institution's core supports emails. For instructions on how your staff can manually update the user's email address with the value from the core, go to Update Email.

Note: When a user updates their email address here, the Email and Email on core fields also update in the sidebar of the user's profile page on the Admin Platform.

When a user changes their residential and/or mailing addresses, the new information is saved to the core, if your institution's core supports addresses.

To change their password, users must log in to the web app, select their name in the upper right corner, then go to Settings > Profile > Password.

Membership

When the account_membership feature is enabled, a "Membership" tab displays the user's linked internal accounts. To enable this feature, contact your Narmi Relationship Manager.

Profile - Business

For businesses, the profile page has two tabs—"Your info" and "Business info." To configure whether your business Admin users can view/edit their contact info or not, please contact your Narmi Relationship Manager.

Your Info

The business user's info displays in the "Your info" tab and includes username, email address, and phone number. Select Edit next to the appropriate field to make changes. 

The new phone number is not saved to the core for business users. The new email address will be saved to the core, if your institution's core supports emails. For instructions on how your staff can manually update the user's email address with the value from the core, go to Update Email.

Note: When a user updates their email address here, the Email and Email on core fields also update in the sidebar of the user's profile page on the Admin Platform.

Business Info

The organizational primary address (and mailing address, if the "Has Mailing Address" institution setting is enabled) is pulled from the core and displayed in a separate "Business info" tab. Select Edit next to the appropriate field to make changes.

You can allow business Admins to edit the addresses, but business sub-users can only view the addresses. When a business Admin edits the addresses, the update is applied to all business subusers and is saved to the core, if your institution's core supports addresses. Note: Some cores will prevent the update from proceeding for business users. 

Cards

Select Cards to view or freeze the debit or credit cards associated with the account to reduce the risk of potential fraud. Turn on the Freeze card toggle to disable use of the card for new purchases or transactions. For more information on this feature, go to Cards.

Alerts

Select Alerts to access Security Alerts and Custom Alerts.

• Security Alerts – These are security-related email notifications. These alerts cannot be disabled.
• Custom Alerts – These are additional alerts based on specific account conditions. Select Email me, Text me, or Notify me (receive a push notification) for any transaction, or select Additional Filters to choose a specific account, balance amount, or enter a description/keyword. Select Create Alert to save. For more information on alerts, see Alerts & Security.

  Note: When a user adds transaction alerts, they only apply to posted transactions, not pending transactions. 

  

Transactions

Select Transactions to search transactions by keyword. Type a keyword, amount, or tag in the Search field and select search. For information on adding tags to transactions, go to Transaction Details.

Statements

Select Statements to view account statements. Select from a list of monthly statements, from newest to oldest. If applicable, select a year to filter the list. The statement automatically opens on the mobile screen. 

Note: At this time, you can only download statements on the web app, not the mobile app. 

Go to Documents (Statements) for more information.

Manage Recipients

Select Manage recipients to manage members/friends for Member to Member transfers, manage payees for Bill Pay transfers, or manage recipients for wire transfers. 

On the page that appears, there are three tabs—Members, Payees, and Wires.

Manage Members

To add a new member:

1. On the Manage recipients page, select the Members tab, then select Add a member. If there are several members in the list, you may need to scroll down to see this option.
2. Enter the member's information, including the account number. Note: To transfer to a business, go to Member to Member Businesses.
   
3. Select Add member and a confirmation message appears.

To delete a member, select the trash icon next to a member's name. On the confirmation message that appears, select Yes, delete.

Manage Payees

To add a new payee:

1. On the Manage recipients page, select the Payees tab, then select Add a payee. If there are several payees in the list, you may need to scroll down to see this option. If you have no existing payees, you automatically get the option to select payee type, shown in step 2.
   
2. Select the Payee type, either Business or Person.
   
3. Enter the payee's information. For personal payees, in addition to entering the payee's information, a secret phrase is required. The payee must enter this phrase in order to receive payment. After sending the payment, share this phrase with the payee.
   Note: For business payees, make sure to enter the correct merchant account number and zip code. Incorrect entries will result in payment by physical check.
   
4. Select Add payee and a confirmation message appears.

To delete a payee, select the trash icon next to a payee's name. On the confirmation message that appears, select Yes, delete.

Manage Wire Recipients

To add a new wire recipient:

1. From the Manage recipients page, select the Wires tab, then select Add a recipient.
2.  Enter the recipient's name, address, routing number, and account number. Select Add recipient and a confirmation message appears.

To delete a wire recipient, select the trash icon next to a recipient's name. On the confirmation message that appears, select Yes, delete.

Linked Accounts

Select Linked accounts to view or link an external account for mobile banking. From the Account Management screen that appears, select View Internal Account List to view your internal accounts. Select an external account name to view details of the external account. 

If an external account is pending verification, you can enter microdeposit information here and select Verify. See Link an External Account below for more information. Select Unlink to remove the pending account from the Digital Banking profile. Unlink does not delete the account.

Link an External Account

To link an external account from the mobile app: 

1. From the Account Management screen, select the plus sign.
   
2. The option to manually add an account appears. With this option, enter the account and routing numbers for the external bank, which will be verified with two microdeposits, as explained in step 3.  Select the electronic funds transfer agreement checkbox and then select Add Account.
   To update the electronic funds transfer agreement link shown in this dialog for both web and mobile, from the Admin Platform, go to Institution Settings > ACH Terms URL.
   
   Alternatively, you can select the plus sign at the top of the Add Account screen to access the Instant Verify option. With this option, select the external institution and enter the credentials to verify the account instantly.
   
   

   
   

   Note: If ownership of the account requires verification, a message appears with instructions to check the email associated with the account.
   
3. For manual adds, the account must be verified. Once the two microdeposits are received (which may take up to 3 business days), go back to Linked accounts. Below the pending external account name, enter the amounts of the two microdeposits. Select Verify. A confirmation message appears when successfully activated.
   If you want to remove the pending account from the Digital Banking profile, select Unlink. Unlink does not delete the account.
   You can also verify a pending external account from the home screen on the mobile app.
   For instructions on linking an external account on the web app, go to Linked Accounts.

Go Paperless

Select Go paperless to enroll in paperless statements. With paperless statements, users will receive electronic statements instead of mailed statements. When statements are available, users receive convenient notifications provided by the financial institution or the statements provider. 

On the paperless statements page, users must select sample PDF to view a sample PDF statement to acknowledge their consent. Users cannot move forward with enabling paperless statements unless the PDF is viewed. Federal Law requires this acknowledgment, even if paperless statements were enabled in the past.

After viewing the sample PDF, select Enroll. If your institution allows users to opt out of paperless statements, users can select Unenroll.  If the user enrolls again later, they will need to view the sample PDF to acknowledge consent again.

A link to your institution's e-Sign Disclosure is provided onscreen. To update the e-Sign Disclosure link, go to the Admin Platform, and under Institution Settings, go to E-Sign URL.

Go to Paperless Statements for more information on this setting.