Funding Limits

There are two areas in the platform where funding limits are enforced—the front-end (applicant-facing) and the back-end (not applicant-facing).

Front-end Limits

Front-end limits are visible to the applicant and they cannot proceed unless they fund accounts within your financial institution’s specified limits. If the applicant enters funding above your limit, an error message appears. We allow product-specific limits, for example, a CD can have a higher limit than a checking account.

Back-end Limits

In addition to the front-end limits, Authorize.net and Elavon also enforce limits on the back-end. These limits are a combination of daily limits and monthly limits. These limits are configured during implementation, but can be changed after implementation.

Changing Limits

Your financial institution can choose to change funding limits. To change the limit on the front-end, please contact support@narmi.com with your request. This must be approved by an executive at your financial institution. 

You may also be required to submit a limit change request with Authorize.net and/or Elavon. Narmi recommends two weeks advance notice for a limit change, as further documentation may be required for underwriting purposes to Authorize.net.