SavvyMoney

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SavvyMoney is a credit score and digital lending solution integrated directly into Narmi Banking. SavvyMoney provides interactive digital experiences, marketing tools, and real-time analytics to strengthen and deepen your consumer relationships:

  • Credit Score & Reporting – Integrated directly in the Narmi Banking dashboard, making it easy for users to access and monitor their credit scores in real-time.

  • Data & Analytics – Access real-time credit data to find opportunities within your existing portfolio to grow wallet share and deepen customer relationships.

  • Offer Engine – Automates the lengthy and expensive process of transforming credit data into highly targeted and personalized loan offers.

  • Pre-Approved Marketing Solution – Streamlines pre-screen lending into a fully automated, highly personalized digital experience

  • Loan Application UX – Removes friction from the digital user experience to improve engagement with loan offers and maximize completed application rates.

  • Financial Education – Delivers interactive loan payment calculators & educational content to digital banking users so they can make smarter financial decisions.

SavvyMoney on the web app:

Aqua Financial dashboard showing account balances and credit score details for user Jane.

SavvyMoney on the mobile app:

Credit score display showing a score of 720 with savings recommendation.

Implementing SavvyMoney

During implementation, Narmi will handle most of the setup directly with SavvyMoney. Your Narmi Implementation Project Manager may reach out for additional information to complete the setup. Your institution and Narmi will test SavvyMoney together during the implementation. To get started or learn more, please contact your Narmi Relationship Manager.

Using SavvyMoney in Narmi Banking

Users can access SavvyMoney in two ways:

  • From the SavvyMoney widget on the Narmi Banking web dashboard or mobile app home feed

  • From Tools > Credit score in Narmi Banking

On the page that opens, first-time users see an onboarding guide. They can select Next to step through the guide, or Skip to close it.

Credit score overview showing a score of 664 and analysis details for improvement.

The SavvyMoney dashboard includes the following tabs:

  • Credit Score & Report – This is the "command center" for the user’s credit health. It provides a deep dive into the data SavvyMoney pulls from TransUnion (using the VantageScore 3.0 model).

    Credit score report showing various metrics and recommendations for improvement.

  • Loans & Offers – This is a personalized marketplace that recommends top offers to the user.

    Recommended financial offers including auto loans, credit cards, and mortgage options for users.


  • Alerts – This is the security and monitoring hub for identity theft and changes to credit.

    Overview of credit alerts, including score simulator and payment history recommendations.

  • Resources – Browse articles on financial wellness and account management.

    Overview of financial resources including credit monitoring and goal-setting tips.

Once users open Savvy Money, they automatically receive onboarding emails from your institution, like the one below.

Welcome message for Credit Score service with instructions to view credit report.