Narmi Banking offers comprehensive digital banking solutions designed for modern life, helping your institution build deep, lasting relationships with your consumer and business users. As a core component of the Narmi One platform, it provides a cohesive ecosystem for acquiring new users and engaging them across digital channels.
Our platform is engineered to delight users with an intuitive user experience, boasting a high average app rating (4.6/5). It enables rapid customization and innovation through its Open API and over 60 existing integrations, ensuring your institution can offer best-in-class features without high development costs.
Consumer Digital Banking
Our consumer digital banking solution is feature-rich and built to drive user engagement and financial well-being for customers and members.
Key Features for Financial Wellbeing
The platform goes beyond transactional relationships, offering tools to build financial resilience:
Automatic Savings – Helps users reach savings goals by automatically setting aside a fixed percentage of deposits.
Personal Financial Management (PFM) – Enables users to connect their external accounts and view all their transactions in one central place.
Direct Deposit – Users can automatically receive payments, such as their salary, tax refunds, or government benefits, directly into their accounts.
User Experience and Customization
The user experience is designed for daily life, featuring a mobile feed that brings commonly hidden or desired features front and center, including:
Narmi Banking is designed to be highly flexible, utilizing the Narmi Application Framework (NAF) and a regular release cycle to allow institutions to deliver customized features and stay ahead of the curve.
Business Digital Banking
Our business digital banking platform provides scalable technology designed to meet the sophisticated needs of every business customer segment, from small businesses to commercial clients, while simultaneously reducing overhead for your financial institution.
Digital Control and Security
Our platform prioritizes digital control and robust security, giving businesses peace of mind with granular access controls:
Role-based access controls – Allows businesses to assign specific accounts and feature access based on employee roles.
Dual approvals – Provides full control and customization over which users must approve transactions and at what monetary thresholds.
Elevated authentication – Enables two-factor login for employees before they can initiate transactions.
Cashflow Management and Transaction Monitoring
Narmi Banking accelerates growth by providing digital-first money movement tools to keep business cash flow in check:
Account transfers – Seamlessly aggregate and move money across all accounts within a single platform.
Domestic wire transfers – Full capabilities for domestic wires with international wires coming soon.
Individual and bulk ACH payments – Process individual or bulk ACH payments.
Narmi Guard transaction monitoring – Monitor transactions and automatically identify those that pose a high risk.
Narmi's open architecture ensures the platform can natively integrate with other tools and services that business owners rely on, making it a flexible and extendible solution.