Our automatic savings feature helps customers consistently build wealth over time by making regular contributions effortless and habitual. With automatic savings, when a user deposits money via check or electronic transfer into their checking account, 3% of the amount will be automatically transferred into their savings account. All money movement occurs overnight and never draws accounts into a negative balance. All savings history is displayed in Narmi Banking under Tools > Automatic savings, and money is accessible at any time.
Currently, the Automatic Savings feature is available only on the web app, not on the mobile app. Both a checking and a savings account are required for automatic savings. Please contact your Narmi Relationship Manager to enable automatic savings for your institution.
To see whether a specific user has their automatic savings active, go to Narmi Command and select Customers/Members > select a user > scroll down to the Automatic Savings section.
Note: For joint accounts, both users can individually set up automatic savings, and the transfer occurs for both users. If the source account is the same for both users, the transfer occurs twice.
To start saving:
Select Tools, then select Automatic savings.
In the Automatic Savings page that appears, select Choose your accounts.
Choose the From and To accounts, then select Save.
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The savings rule displays in the box on the upper left. Savings history is tracked on the right. Select Edit to change the From/To accounts, or Delete to delete the savings rule and stop saving.
