About Identity Decisioning

Identity decisioning is the process of determining if a consumer or business is authentic in financial onboarding or transaction monitoring. Alloy is a global identity decisioning platform that helps financial institutions and FinTech companies automate their decisions, approve more good customers, and prevent fraud. Middesk is a business identity platform that helps companies verify and underwrite their customers and automate business verification. Alloy and Middesk are required third-party vendors that we use to complete your financial institutions' Know Your Customer (KYC)/Know Your Business (KYB), Bank Secrecy Act (BSA), and anti-money laundering (AML) processes in our Account Opening product. Manuals specific to the Alloy and Middesk platforms will be provided to you upon implementation. This article describes the identity decisioning process.

In this category:

• Identity Decisioning Workflow
• Alternative Alloy Workflow
• NeuroID